Income & Expenses Spreadsheet
Arguably, one of THE most important parts of improving your finances and growing your wealth is your money management - what you practically do with your money every time it comes in.
We want to give every dollar you receive a job to do - whether that be paying a bill or expense, buying something fun, reducing debt, saving for a goal or investing it for your future.
Where do we start with money management? By working out where you stand financially right now.
Often when I meet with people to discuss their finances, they'll have a pretty clear idea of their destination but are a little hazy on their numbers and where they're starting from. And it's tempting to keep it that way - after all, the goals are the exciting part!
But when deciding which financial moves to make, it's essential to know where you're starting from in the first place to ensure that you're moving in the right direction and as quickly and effectively as possible.
To work out your starting point, it’s all about finding out what’s happening with your money once it comes in now. Where is it actually going?
This spreadsheet will help you to ascertain how much money you have left over after all your expenses to contribute to your goals and future financial freedom.